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Building savings

A building savings contract (Bausparvertrag) lets you build up equity for a specific purpose while securing the interest rate for a later loan. This gives you greater certainty when planning a purchase, construction or modernisation.

How building savings (Bausparen) works

  • Savings phaseYou make regular payments until you reach the agreed minimum savings balance.
  • AllocationYour savings and building savings loan then become available.
  • Interest rate certaintyThe loan interest rate is set when you enter into the contract.
  • State supportHousing savings bonuses (Wohnungsbauprämie) and employee savings allowances (Arbeitnehmersparzulage) may be available if certain conditions are met.

Offers from different building savings banks

We are not tied to a single building savings bank. Through our network, we obtain offers from various banks and building savings banks for you, for example:

  • BKM Bausparkasse Mainz
  • Signal Iduna

We can discuss which plan suits your needs. Simply send us a WhatsApp message.