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Supplementary health insurance

Statutory health insurance covers medically necessary care. Supplementary health insurance (Krankenzusatzversicherung) closes gaps, for example for visual aids, non-medical alternative practitioners (Heilpraktiker) or hospital treatment.

What matters

  • OutpatientVisual aids, preventive care, non-medical alternative practitioners (Heilpraktiker) and medicines.
  • InpatientTreatment by the head physician and a single or twin room.
  • Daily hospital allowance (Krankenhaustagegeld)A fixed amount for each day in hospital.
  • Waiting periodsMany policies provide benefits only after a few months.

Who is this suitable for?

For people with statutory health insurance who want more comfort and choice when they are ill.

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