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Elementar insurance

Heavy rain can occur anywhere, not just near rivers. Natural hazard insurance (Elementarversicherung) extends residential buildings and home contents insurance to cover flooding, drain backflow, landslides, snow pressure and earthquakes.

What matters

  • Add-onIt is usually taken out as an addition to existing policies.
  • ExcessMany policies require you to pay a share of the cost.
  • Existing policiesWe check whether your current cover already includes these risks.

Who is this suitable for?

For homeowners and tenants in every region.