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Daily sickness allowance

After six weeks, employees receive only statutory sickness benefit, which is below their net salary. Self-employed people often have no entitlement at all. Daily sickness allowance insurance (Krankentagegeldversicherung) makes up this shortfall.

What matters

  • AmountThe daily allowance should cover the shortfall, but must not exceed your net income.
  • StartYou choose the day of illness from which benefits begin.
  • Health questionsYour answers to the health questions determine acceptance and the premium.

Who is this suitable for?

For self-employed people and employees with fixed monthly commitments.