What matters
- Identify your pension gapYour pension statement and desired income show the shortfall in retirement.
- Choose a suitable optionPrivate pension insurance (Private Rentenversicherung), unit-linked options and subsidised schemes have different strengths.
- Check support optionsDepending on your circumstances, allowances or tax advantages may be available.
- Stay flexibleYou should be able to adjust contributions if your circumstances change.
Who is this suitable for?
For people starting their careers, families and anyone who wants to plan for retirement.



Occupational disability insurance
Term life insurance
Long-term care insurance