What matters
- EligibilityAvailable to self-employed people, civil servants and employees earning above the annual earnings threshold.
- Premiums in later lifeWe show you how they could develop.
- FamilyUnlike statutory health insurance, there is no family cover without additional contributions.
- Switching tariffsIf you already have private health insurance, you can switch tariffs within your insurer.
Who is this suitable for?
For self-employed people, civil servants and higher-earning employees.



Statutory health insurance
Daily sickness allowance
Long-term care insurance