What matters
- DogPersonal liability insurance does not usually cover dogs.
- HorseCheck whether other riders are also covered.
- Cover limitPersonal injuries can result in very high costs.
Who is this suitable for?
For anyone who keeps a dog or a horse.

Owners are personally liable for harm caused by their animals, even if they are not at fault. Liability insurance for dogs is compulsory in several German federal states.
For anyone who keeps a dog or a horse.