How it works
- Set your budget. Equity, income and the monthly repayment determine your budget.
- Discuss financing in advance. A discussion before you start looking shows what is possible and establishes your credibility with the seller.
- Compare properties. Location, condition, energy performance and ongoing costs matter more than first impressions.
- Check documents. Land register, energy performance certificate and, for flats, the declaration of division, meeting minutes and maintenance reserve.
- Purchase contract. The notary explains and certifies the contract. You receive the contract text in advance for review.
- Handover and protection. The handover includes a report, meter readings and suitable residential buildings and home contents insurance.
Who is this suitable for?
For anyone buying for the first time or wanting to review the process.



Buy a property
Mortgage financing
Guide for sellers